Easy direct money payday loan
Looking for a good loan, we are thinking about shortening the path and simplifying the formalities. Often, it comes to us to take a cash loan over the Internet, of course in a bank. Convinced that the procedures are quick and easy, that we will receive a cash loan with no online certificates, we apply. And then the moment of disappointment comes. because several restrictive conditions have to be met.
Offer from this resource– a direct money payday loan via the Internet is addressed to individual customers who have a permanent job, the appropriate income and have the opportunity to submit in the bank the required certificates of income, employment, and sometimes other documents.
The basis for using the online cash loan offer at the bank is to meet the following conditions: submit a loan application online and attach the required set of documents.
- a certificate of employment and the amount of income received from contracts of mandate/work or a certificate from the workplace about employment and the amount of income received,
- An ID card with photo – ID card, pensioner’s identity card; sometimes an additional document confirming identity.
A set of required documentation can be submitted to any bank unit. The customer must also enter into a loan agreement for a cash loan and sometimes join insurance, usually for group insurance.
Banks also set additional requirements for pensioners, for example: the pension must be granted on a permanent basis; the last installment cannot fall out later than the expiry date of the benefit; a pension granted for a definite period is accepted if it is at least a second pension or is granted for at least 24 months from the date of submission of the cash loan application.
A cash loan by a boarding house also has its advantages. The customer has the option of quickly requesting a loan and receiving a preliminary decision within a few minutes of submitting the application. Credit agreements can be signed by customers electronically, and thanks to the friendly system and fast process without unnecessary formalities you can take up to 20,000. loans for 60 months. Customers can choose a product variant with or without insurance, depending on their preferences. If you have a bank account you can get better conditions. In the variant with insurance, the bank does not charge a commission for granting a loan, and the interest rate starts from 12.99%. – we read in a statement of one of the banks.
However, there is nothing to hide! After thoroughly familiarizing with the requirements set by the banks, the majority of clients applying for a cash loan via the Internet ends the entire procedure shortly after submitting the loan application. Further activities are not completed, such as the presentation of certificates, let alone signing a loan agreement.
Their next step, customers are directed towards loans offered by non-bank lenders. after so-called “Online loans” “online loans in 10 minutes”, “payday loans as proof” or “cash loans without credentials.” Here we have a large selection of loans, loans, and payday loans.
A quick loan – 100% online, is more than three times more likely to be borrowed than a cash loan via the Internet in a bank because no loan certificates are needed – this is the first important aspect that speaks for the non-bank loan. Thanks to a wide range of cash loans over the Internet, the customer can easily choose the amount and period of the loan and adjust the offer to their needs – this is the second factor. The third very important element is the provision of clear information by the company about all costs related to the loan and easy access to regulations and model contracts.
Although in the case of non-bank loans, it is necessary to pay attention to the interest rate proposed in the agreements and additional costs, loans from the non-banking sector enjoy much more interest than online cash loans at banks.